Hire a Fractional CFO Across Australia, New Zealand, Singapore & Hong Kong
Maestro connects organisations with vetted fractional CFOs, interim CFOs and independent finance consultants - every expert with a minimum of 10 years' real-world financial leadership experience. Engage in days.
Minimum of 10+ Years Experience
From all capabilities and industries
Engage Experts in Days
You move fast so does Maestro
750+ Experts Vetted from 25,000
Every expert meets a Maestro partner for a an interview
What Is a Fractional CFO?
A fractional CFO is a senior finance leader who works with your organisation on a part-time or flexible basis - typically two to three days per week - providing the same strategic financial leadership a full-time CFO delivers, at a fraction of the cost and commitment.
Fractional CFOs own financial strategy, cash flow management, FP&A, investor reporting, board-level financial decision-making and the financial governance that growing organisations need - without the significant annual cost of a permanent executive hire.
For startups, scale-ups and mid-market businesses across Australia, NewZealand, Singapore and Hong Kong, a fractional CFO is often the highest-leverage financial leadership hire available.
What you can save vs a full-time CFO hire
Find the Right Engagement Model
Fractional CFO Leadership
Part-time, ongoing CFO leadership embedded in your team - typically two to three days per week. The right model when you need ongoing strategic financial guidance, investor-ready reporting and C-suite financial decision-making without a full-time hire.
Best for: Startups from Series A, scale-ups, and businesses navigating a specific financial programme.
Interim CFO
Full-time financial leadership for a defined period - covering a leadership gap, leading a capital raise, managing a financial transformation or maintaining board confidence during a CFO transition.
Best for: Organisations needing full-time CFO presence for 3–12 months without committing to a permanent hire.
Independent Finance Consultant
Project-based financial advisory for a defined mandate - financial modelling, M&A advisory, capital raising preparation, due diligence, pricing strategy or finance function design. Senior practitioners. No consulting firm overhead.
Best for: Defined financial projects with a clear scope and timeline.
Finance Contractor
Execution-focused financial capability for FP&A, financial reporting, management accounting, systems implementation or specific project delivery.
Best for: Businesses augmenting strategic leadership with targeted functional expertise.
When Organisations Hire a Fractional CFO
Preparing for a Capital Raise
Build the financial model, data room and investor narrative that institutional investors expect at seed, Series A, Series B and growth equity stages.
Leading an M&A Transaction
Financial modelling, valuation, due diligence, deal structuring and transaction execution for acquisitions, divestments and corporate transactions.
Transforming FP&A and Reporting
Rebuild financial planning, forecasting and management reporting so leadership makes decisions from real financial insight, not historical data.
Managing Growth-Stage Complexity
Manage working capital, unit economics and financial governance as the business scales faster than its financial infrastructure can keep up.
Strengthening Financial Controls
Build the control environment, audit readiness and governance framework that boards, investors and regulators expect.
Restructuring Financial Operations
Improve financial performance under pressure - cost reduction, working capital optimisation and financial communications to banks and stakeholders.
Roles Maestro Places Across Australia, New Zealand, Singapore & Hong Kong
Whether you need a fractional expert, an interim leader, an independent consultant or a specialist contractor - Maestro has the right expert.
Why Organisations Choose Maestro
Senior Practitioners Only
Every finance expert has a minimum of 10 years' real-world financial leadership experience - not analysts building their career.
Engage in Days
Maestro matches organisations with the right financial expert typically within days of an initial brief. Financial timelines don't wait.
Independent & Objective
No institutional incentives, no product pipeline, no advisory fees to protect. Genuinely objective financial advice.
Deep Local Market Knowledge
Finance experts with real operating experience across Australian, New Zealand, Singapore and Hong Kong markets - regulatory, capital markets and investor landscape included.
The Right Model for Every Challenge
Fractional, interim, consulting or contracting - the right engagement structure for exactly the financial challenge at hand.
Contracts & Compliance Handled
Maestro manages contracts, payroll, compliance and onboarding end-to-end across all four markets.
How Much Does a Fractional CFO Cost?
Australia
- Fractional CFO retainer: AUD $7,000–$15,000/month
- Project-based (e.g. capital raise): AUD $15,000–$40,000 for 2–3 months
- Full-time CFO true cost: AUD $270,000–$320,000/year (incl. super + on-costs)
- Saving vs full-time: Up to 60%
New Zealand
- Fractional CFO retainer: NZD $7,500–$16,000/month
- Project-based engagements priced on scope
- Full-time CFO true cost: NZD $250,000–$300,000/year (incl. KiwiSaver + on-costs)
- Saving vs full-time: Up to 60%
Singapore
- Fractional CFO retainer: SGD $5,000–$15,000/month
- Most growth-stage SMEs (SGD $3M–$15M revenue): SGD $5,000–$10,000/month
- Full-time CFO true cost significantly higher once CPF, benefits and on-costs are included
- Saving vs full-time: Up to 55%
Hong Kong
- Fractional CFO retainer: HKD $40,000–$120,000/month (scope-dependent)
- Full-time CFO average base salary: HKD $1,700,000+/year
- Strong demand across fintech, import/export, professional services and regional HQs
- Saving vs full-time: Up to 60%
Fractional CFO Expertise Across Four Markets
Maestro connects organisations with experienced finance leaders in every major financial centre across Australia, New Zealand, Singapore and Hong Kong.
Australia
Asia-Pacific’s stable financial hub - CFO leadership, transformation, capital management and finance expertise across complex multi-entity organisations.
New Zealand
Fractional CFO leadership for NZ businesses accessing Australian and international capital markets.
Singapore
Southeast Asia's premier financial centre - CFO leadership, M&A advisory and multi-jurisdiction regional finance.
Hong Kong
Asia Pacific's global financial hub - fractional CFO for fintech, trading, professional services and regional HQs.
Frequently Asked Questions - Fractional CFO
A fractional CFO provides strategic financial leadership on a part-time or flexible basis - typically two to three days per week. They own financial strategy, cash flow management, FP&A, investor reporting and board-level financial decision-making, without the full-time employment cost.
A fractional CFO works part-time alongside your leadership team on an ongoing basis. An interim CFO steps in on a full-time basis for a defined period - usually to cover a leadership gap, lead a capital raise, or manage a financial transformation. The right model depends on whether you need ongoing part-time leadership or full-time focus for a specific programme.
Most startups benefit from fractional CFO support when preparing for a capital raise, building investor-quality financial models, or when financial complexity has grown beyond what a bookkeeper or accountant can manage. Engagement typically begins from Series A preparation onwards - though significant seed-stage raises also benefit from the financial credibility a senior finance leader brings.
Maestro connects organisations with matched fractional CFO candidates typically within days of an initial brief. Most engagements begin within one to two weeks - compared to three to six months for a traditional executive search.
Maestro is not a recruitment agency and much more than a traditional contractor marketplace. We connect businesses with a curated community of highly vetted fractional executives, interim leaders and independent consultants who can solve specific business challenges quickly.
Unlike recruiters focused on permanent placements, Maestro focuses on value creation. Our experts are brought in to deliver outcomes, support transformation, solve operational challenges, provide strategic guidance and uplift internal teams. We move fast, often presenting suitable experts within 24–48 hours, while maintaining a highly selective onboarding process where every Maestro is personally vetted.
Maestro works with organisations of all sizes, from start-ups and scale-ups through to enterprise and private equity-backed businesses across Australia, New Zealand, Singapore, Hong Kong and beyond.
Our clients engage Maestros for a wide range of needs including growth strategy, operational improvement, finance leadership, digital transformation, marketing, technology, AI, customer experience, project delivery and executive leadership support.
Many businesses use Maestro as a flexible alternative to traditional hiring, allowing them to access senior expertise without the long-term cost or risk of a full-time executive hire.
